FMA

The Focus Managed Account Portfolio (FMA) is an asset management program created by Focus Wealth Advisors LLC.. designed to help you achieve your financial objectives through sound investment strategy.

Proper diversification is one of the keys to long-term investment success. Asset allocation is a system to diversify your investments. It is the process of spreading your assets among numerous investment classes - stocks, bonds, money market instruments, real estate and other types of securities – and keeping them there over the long term.

The FMA process of asset allocation identifies the percentages of portfolio assets to be distributed among assorted investment categories. Your portfolio will be reviewed quarterly and rebalanced as necessary to ensure proper weighting of the various asset classes. Rebalancing provides you with a disciplined approach for achieving continued long-term success.

In the past, rebalancing a portfolio may have generated large transaction charges, thereby making this important process uneconomical for smaller investors. FMA rebalances your portfolio when necessary without generating transaction costs or added fees, which could reduce your portfolio returns.

THE BENEFITS OF ASSET ALLOCATION TO YOU  The reason asset allocation works is simple: different types of investments tend to move in different cycles. Some reflect a profit while others show a loss. Some go in the same direction, but not at the same time or at the same speed. Some move by larger percentages than others. The proper statistically mixed portfolio of investments increases returns and decreases risk. In the past, asset allocation was available to only the very biggest portfolios supervised by institutional money managers. Now, FMA makes the benefits of asset allocation available to you.

FMA SIMPLIFIES ASSET ALLOCATION FOR YOU  The professionals at Focus Wealth Advisors LLC. use a sophisticated computer program to design client portfolios combing multiple asset classes with the intent of shielding investments from major economic changes. We begin with a comprehensive financial analysis. After you complete our confidential Investor Profile, we analyze the results of this carefully designed questionnaire about your financial history, goals and tolerance for risk. Next, the FMA program creates an Investment Policy Statement to fit your individual needs; it will be the basis for your ultimate portfolio structure.

DISCIPLINED INVESTING  Only investment vehicles receiving Focus Wealth Advisors LLC.'s highest rating are utilized by FMA, assuring you peace-of-mind investing. With a FMA portfolio, the financial industry`s leading money managers work for you. Focus Wealth Advisors LLC will balance your investments among a comprehensive mix of mutual and exchange traded funds.

You will receive a quarterly consolidate report which details the status of all the investments in your portfolio. Your Focus Wealth Advisors LLC.. representative is available to answer any questions you may have, and only one fee covers all the services required to manage a sophisticated portfolio.

OUR COMMITMENT TO YOU  At Focus Wealth Advisors LLC., our goal is to help you accumulate and protect your wealth by providing reliable, convenient and personalized asset management services. Our people and state-of-the-art investment systems are dedicated to the goal of making your money work for you.

The FMA program was created by Focus Wealth Advisors LLC., an Investment Advisory Firm registered with the States of New Jersey. and South Carolina. Brokerage accounts are held at TD Ameritrade Institutional Services, a division of TD Ameritrade Investor Services Inc, and a member of the NYSE/SIPC.

FMA utilizes only the best-performing managers in the financial marketplace. In an effort to ensure that the most current and accurate information is considered when making investment decisions, Focus Wealth Advisors LLC.. maintains a comprehensive performance database of more than 9,000 mutual and exchange traded funds.

Focus Wealth Advisors LLC., has established a series of screening methods to identify the funds which best fit your specific portfolio needs. We evaluate such variables as money manager performance, fund size, changes in fund manager, styles and/or asset mix, etc. Individuals often do not have access to this important information.

The funds in your portfolio are carefully monitored to ensure they continue to meet your requirements. If a fund does not perform adequately it will be replaced with a better selection.

Although past performance does not ensure future results, you can be assured that FMA is designed to help you achieve a consistently high level of return while minimizing your portfolio`s exposure to the risk and volatility of the financial of the financial marketplace.

FMA STEPS TO FINANCIAL SECURITY   FMA offers a multiple stage process that allows you and your investment representative to design a disciplined investment system for reaching your specific financial goals. Whether your objective is a college education, retirement income or some other major purchase, the easy to understand steps of FMA will take you there.

STEP 1: Investor Profile.  Your response to our comprehensive questionnaire about your lifestyle, financial history and goals, tolerance for risk and future financial needs will help identify your investment objectives and lay the groundwork for your personal wealth management program.

STEP 2: Investment Policy Statement.  Based upon your responses to our questionnaire, FMA will create an Investment Policy Statement to be the basis for your program. The Investment Policy Statement can be though of as a road map to your financial future.

STEP 3: Asset Mix Determination.  When your investment policy guidelines are established to you satisfaction, the next step is selecting an appropriate asset mix. The objective of this step is to achieve your financial goals while minimizing portfolio risk exposure. The FMA program will determine your investment plan and then select a unique blend of investments from among the multiple asset classes. A portfolio mix is designed with the purpose of providing you the highest returns possible at the level of safety you require.

STEP 4: Portfolio Selection.  Once your portfolio mix is determined, our investment professionals will make the individual investment choices, relieving you of the burden of evaluating and choosing among the myriad investment vehicles available in the market today.

STEP 5: Portfolio Management.  When your FMA wealth management program is in place you can sit back and relax – maintenance is automatic. Focus Wealth Advisors LLC.. will establish portfolio performance benchmarks, complete investment transactions, conduct quarterly portfolio reviews and adjustments, and issue quarterly reports. You will be continually informed of your portfolio status through reports on transactions, asset class distribution and portfolio performance. 

TAKE THE FIRST STEP!  The most critical component of successful investing is simply getting started. You will not get any closer to your financial goals if you don`t take action. An investment plan in your head is a good idea, but only when you`ve implemented you plan will your wealth accumulation and protection program become a reality. FMA will set you firmly on the road toward the financial reality your desire. We invite you to take the first step by contacting us for a FMA INVESTOR PROFILE.

ADV Form Part II and a client agreement describing our activities are available upon request. The ADV Form Part II and agreement should be carefully reviewed prior to making any financial commitment.

You may also access our ADV Parts 1 and II at the SEC's website: http://www.adviserinfo.sec.gov/IAPD/Content/Search/iapd_OrgSearch.aspx

The services of Focus Wealth Advisors LLC. are not available in all states and jurisdictions.